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RCI Bank: 95 Day Notice Account reviews

4.87
Based on 662 reviews, last reviewed 3rd Feb 2026
14700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
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10%
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1%
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0%
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Latest highest rating:

5

Refreshing good customer service at your fingertips. Refreshing to experience good customer service with excellent communication. Being kept well-informed every step of the way is paramount in the banki... Read more Reviewed on: 3rd February 2026
Janice Muller's avatar
Janice Muller

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (662)

Review of the RCI Bank, 95 Day Notice Account:

Easy to set up account & great interest rate.

4
Easy to set up account & great interest rate. Reviewed on: 11th March 2025

Great experience with my 95 day notice account

5
I’ve had a great experience with my 95 day notice account. The process of setting it up was straightforward, the interest rate is competitive, and the notice period helps me stay disciplined with my savings. Customer service has also been friendly and helpful whenever I’ve had questions. Overall, a reliable option for longer-term saving with peace of mind. Reviewed on: 29th January 2026

All good, secure, well informed and good customer se...

5
All good, secure, well informed and good customer service + competitive interest rates. Reviewed on: 29th January 2026

I have invested with RCI bank several times and I al...

5
I have invested with RCI bank several times and I always had the best customer experience and interest rates, very competitive and easy to manage Reviewed on: 29th January 2026

Great product and service.

5
Great product and service. In this day and age it is refreshing to receive good service for a change and a competitive product. Reviewed on: 29th January 2026

Easy to install app.

5
Easy to install app. Straight forward to deposit money once account set up. Great communication Reviewed on: 29th January 2026

Solid savings provider

5
Competitive rate, good app, immediate deposits and payments. Reviewed on: 29th January 2026

Easy to set up and great rate

5
Account was easy to set up, pay into and the app allows instant view of my savings. The rate was one of the best available at the time. It still good and I’m very happy overall. Reviewed on: 29th January 2026

Great bank

5
Always give clear early notifications, never had an issue Reviewed on: 29th January 2026

Excellent experience

5
It was easy to open the account and all the information came through quickly Reviewed on: 29th January 2026

Easy to transfer funds from my 2 RCI Accounts to eac...

5
Easy to transfer funds from my 2 RCI Accounts to each other and to my current a/c. Transactions always within a day. Favourable interest rates Reviewed on: 29th January 2026