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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Glad to be saving with RCI - a Bank I trust!

5
I have had this account for a few years now and, certainly in the years prior to the pandemic, RCI offered savers one of the best rates of savings banks in the UK, they have an easy to navigate website, easy access to one's money and a helpful staff. Glad to be with RCI - a French Bank now registered in the UK. Reviewed on: 2nd March 2022

The Website is good.

4
Interest rate could be more competetive. Reviewed on: 2nd March 2022

RCI Bank: The Up-bank

5
They are already easy to want to be with as they already had the best, most flexible, easy to sign up, access, and use the account via the app...and then they went and gave me an even BETTER rate... And then AGAIN THEY BETTERED that rate increase with a whopper increase! Hopefully they create an easy to use bank app with current account features and they can have all my money... ISA... SIPP... What's next? More up bank interest rates go up make more money and more love makes the world go around and increasing the interest to 5% Reviewed on: 2nd March 2022

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5
Website easy and straite forward. Interest rates always competative. Reviewed on: 2nd March 2022

Excellent customer service

5
A good home for liquid funds. Compared to other banks, RCI is proactive in offering competitive rates. Reviewed on: 2nd March 2022

RCI bank

5
Excellent service and good rate of interest compared to other banks. Reviewed on: 2nd March 2022

Family banking

5
I have been a customer for many years, I have in that time convinced family members to join Reviewed on: 2nd March 2022

Easy, convenient banking

5
RCI have a modern, fresh outlook on banking for 21st century. I like the clear instructions online, easy to navigate the site. Reviewed on: 2nd March 2022

No Frills Savings Account With Decent Rates

4
No longer the best interest rates on the market but still probably one of the more ethical accounts. I don't know if this is even true but I like to think being with RCI Bank means the money goes on Renault making more electric vehicles. The site and app is simple, to the point and just works. They don't try to upsell or bombard with too many emails. It all just works and gives you a reasonable return on your savings. I'm happy and I would happily recommend. Reviewed on: 2nd March 2022

The only bank which has increased rates following the Bank of England rate rise!

5
RCI's online system is easy to use and they are fair to their customers (unlike most of the banking sector). Reviewed on: 2nd March 2022

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