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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Good rates, secure site

5
I moved my savings to RCI because they offered a slightly better interest rate. I feel assured that their online banking is secure. Reviewed on: 2nd March 2022

Good rates, and really easy to use

5
After a really tough year RCI have recently put the rates up, which I wasn't really expecting in the current circumstances. Their new mobile app makes it much easier to access my account too Reviewed on: 2nd March 2022

Good & reliable

5
The bank has better than many other banks interest rate on saving account and excellent customer service . Reviewed on: 2nd March 2022

Very easy to use online and mobile phone app

3
It is very easy to use the online banking and mobile phone app to transfer funds from my account and see the transaction history. Have never experienced that the online banking and mobile phone app is not working. Reviewed on: 2nd March 2022

Uncomplicated high interest savings

5
Own bank cannot compete on the savings interest rate offered by RCi. Very easy to manage the online account Reviewed on: 2nd March 2022

Great rate and easy access

5
Easy to open account on a website that is easy to navigate.Competitive interest rate paid annually and withdrawals when required are available next day, Ideal. Reviewed on: 2nd March 2022

No hassle savings partner

4
RCI is an efficient and informative company. Their rates, whilst not spectacular, are good enough that to move would not be beneficial for me. Reviewed on: 2nd March 2022

Super saver

4
Freedom account gives one of the best rates of any bank Reviewed on: 2nd March 2022

Good customer communications

4
My RCI account was easy to set up and maintain via various channels. I was 3specially impressed with the way in which RCI kept in touch with me regarding news and changes related to my account. Reviewed on: 2nd March 2022

Easy to use account, fast transfers

4
The online banking is clear and easy to use. Reviewed on: 2nd March 2022

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