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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Excellent Service

5
RCI have a great internet banking service and customer communications are clear and concise. Reviewed on: 20th January 2022

Easy access savings

5
Started banking with RCI several years ago as they have better interest rates than most other easy access accounts Reviewed on: 20th January 2022

Good Bank

5
The RCI were the one of the few to respond to interest rate rises & pass the interest rate rise to its customers Reviewed on: 20th January 2022

Not competitive

3
Initially there was a great savings rate, but it dropped, levelling up with other providers. Reviewed on: 20th January 2022

Easy to use.

5
Great app, very secure. Your interest is paid back in every month and great to use Reviewed on: 20th January 2022

Efficient Service

4
This is an on-line account and it is very easy to move money in and out of it by using my Santander Current Account and transfers are always completed within 24 hours Reviewed on: 20th January 2022

Excellent company

5
Money transfers move in and out smoothly. never had any problem. Reviewed on: 20th January 2022

Interest Rate

4
Interest rate now disappointing. Started well to draw investors/people in. Reviewed on: 20th January 2022

Easy to deal with and excellent mobile App

5
I have banked with RCI now for 4 years. they are excellent to deal with, all done over their online banking app, which is simple to operate and has to date never gone down Reviewed on: 20th January 2022

simple yet secure saving account

5
I have had this account for six years now and without doubt it is the easiest company to deal with with second to none security, easy to communicate and a great and friendly team, highly recommended Reviewed on: 20th January 2022

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