Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great interest rates with immediate access

5
This is a simple account to open and interact with, deposits and withdrawals. It gives a competitive interest rate and RCI review the rate on a regular basis so you always get a very good rate. Reviewed on: 18th January 2022

Very good

4
Efficient, easy on line management, confirmation of deposits reassuring. Updates and information provided relative to my account. Reviewed on: 18th January 2022

Easy to use online and good information sent out .

5
In the years I have used it I have never had any issues. The rates are excellent and never changed without advance notice. Reviewed on: 18th January 2022

Hands down the best interest rate on my money that gives me total control and access to my money without locking it away

5
Great customer service, an interest that wipes the floor with that available from my current account provider (who shall remain nameless!). I only wish RCI Bank offered a current account as I’d move from my current provider immediately. Reviewed on: 18th January 2022

Easy to use savings account

5
Really great account, good but not onerous security, easy access to transactions and good communication, what more could you want! Reviewed on: 18th January 2022

Good customer service and products

5
Makes life easy for its customers. Reviewed on: 18th January 2022

Excellent Bank

5
RCI is an excellent bank that is so easy to use and control your money. Interest rates are very competitive. Both paying in and withdrawing money is so simple. RCI is a bank I can trust! Reviewed on: 18th January 2022

RCI are easy to deal with

5
Absolutely no problems!! RCI will always be our cash saver Reviewed on: 18th January 2022

Easy flexible no-fuss

5
Easy flexible no-fuss savings account. I like too that RCI don’t bombard me with emails, the bank is low key and the accessibility of their products great. Reviewed on: 18th January 2022

Freedom

4
It allows me to do what I want when I want without any issues. Flexible to my needs. Reviewed on: 18th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products