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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Consistently competitive interest rates

4
Consistently competitive interest rates Reviewed on: 18th January 2022

Customer first

5
The only institute to increase their interest rate. As a pensioner this is very important. Reviewed on: 18th January 2022

Freedom and earning interest

5
The best interest also moving the fund freely. Reviewed on: 18th January 2022

User friendly bank

5
Great bank. Easy to use mobile app making it simple to check my account balance. Good rate of interest. Great communication re any transactions within the account Can't fault Reviewed on: 18th January 2022

Good rates on instant access account

4
I opened a Freedom savings account with RCI because they had a very competitive savings rate, and despite all banks reducing savings rates in recent years, RCI have remained among the best, particularly for instant access and larger amounts. Paying in and making withdrawals via a linked current account is straightforward and hassle-free. I'd definitely recommend them Reviewed on: 18th January 2022

Very good service.

5
I have found the website easy to navigate. RCI are a good company to deal with and they have favourable interest rates. Reviewed on: 18th January 2022

Easy, straightforward banking

5
RCI offers great interest rates along with easy, straightforward banking. I have recommended them to friends. Reviewed on: 18th January 2022

Super efficient no hassle.

5
I have never had any problem paying in or drawing out from this account. Interest rate is quite competitive Reviewed on: 18th January 2022

Great service

5
No matter the issue, RCI have local call centers that are always available and easily understandable! Reviewed on: 18th January 2022

RCI Bank shows appreciation for my money

5
Genuinely looks after customers by automatically increasing interest and keeping account options simple. Excellent communication and online service. Reviewed on: 18th January 2022

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