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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Best in all respects

5
Never a problem, easy to communicate with, secure withfingerptint logon, and very clear - easy to find what you want and carry out transactions Reviewed on: 17th January 2022

Easy to use and great customer service

5
I find the website easy to use and it’s also been very simple and quick to open a second account. When I have phoned I have found the customer service excellent; a place where you feel you are out first. Reviewed on: 17th January 2022

Worry Free Leading Account

5
I use this account for money I have no immediate need for and despite not requiring any notice I still get a competitive rate. The online service is great with a simple to use website and app and the support I've been provided with over the years over the phone has been great. I have seen other accounts occasionally offer a little more but eventually the fall behind whereas with RCI Bank I can rely on a consistently good rate and peace of mind. That is all I want. Reviewed on: 17th January 2022

Better rates with functional uses

4
Easy to use online with good sections that explain what you want and need to know Reviewed on: 17th January 2022

Good news

5
It is very rare I find one of my accounts showing an increase in interest rates which is very competitive for comparative accounts. Reviewed on: 17th January 2022

Easy to understand, efficient, responsive, non-nonsense; the best.

5
All enquiries are dealt with immediately and efficiently. Utterly professional, utterly efficient, totally secure, offering superior interest rates and an excellent, competitor-beating products. Literally, the best. Reviewed on: 17th January 2022

Great service

5
I cannot fault RCI Bank so easy to manage account online and their communication is extremely good. Interest rates are also better than elsewhere. I highly recommend them Reviewed on: 17th January 2022

Well informed

5
RCI have always kept me well informed of any changes and notified of when the next statement is available Reviewed on: 17th January 2022

RCI Bank

4
A recommended, easily manageable on line banking with better interest rates than most Reviewed on: 17th January 2022

Positive and reliable

5
Great interest rate. User friendly app, even better than you can sign in with your finger print and not the long winded password security method. I rely on it for majority of my savings and it has fscs protection. Reviewed on: 17th January 2022

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