Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Well structured bank

5
I would recommend RCU for the following reasons. Easy to set up an account. Website easy to navigate. Clear communication from bank. Competitive rates Reviewed on: 17th January 2022

The best savings account

5
Easy todo , quick to setup, no hassle. Just do it ! Reviewed on: 17th January 2022

Great , easy to ysecwebsite

5
No restrictions on withdrawals and easy to use Reviewed on: 17th January 2022

Excellent bank with good access and service.

5
Easy to operate account with an excellent web site. Deposits and withdrawals are simple to carry out. Any problems are easily sorted out by phone or e-mail and agents are always helpful and polite. For a quick access savings account the interest rate is reasonable. Reviewed on: 17th January 2022

Great bank

5
Great bank, extremely competent customer services at all times Reviewed on: 17th January 2022

Fair, efficient, and clear service provider

5
Have always provided a fair rate of interest. Amongst the most efficient service provider. Communication always clear. Reviewed on: 17th January 2022

Good Bank

5
Good Bank, been with them a few years now and never had a problem, banking online line is straight forward and any information you need to find is easy to access, 5 stars Reviewed on: 17th January 2022

Still paying above the rest

5
Great to see a challenger having a go. Felt good to be offered bonus rate in these times. Reviewed on: 17th January 2022

Fast Efficient Reliable and Great Service

5
I have banked with RCI for over a year and would recommend them to anyone who is interested in creating separate Savings Accounts, (I have two with them!) Reviewed on: 17th January 2022

VERY LOW INTEREST RATES

1
REALLY DISAPPOINTED - used to be great deal but now awful rates Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products