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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,990 reviews, last reviewed 21st Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I've been saving with them for nearly a decade now. They have a very good interest rates. And there apps is very easy to navigate. Reviewed on: 21st August 2026
Anthony Pearce's avatar
Anthony Pearce

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11990)

Easy Access

4
Had some savings we needed to be able to have access to as the pension we had to live on was never enough. Having left school in 1959 on a £2.50 wage it never left money over to fund a pension for later life. I'm still working at the age of 76 so I've worked 61 years to build a small savings for which my wife and I hope will see us through our later life. And RCI have kept our savings safe and reachable Reviewed on: 17th January 2022

Rates were one of the best but now sliding down

3
Good internet banking , no longer market leader in savings rates Reviewed on: 17th January 2022

Good GUI

5
Easy and very easy to use. Instant money transfer to nominated account. Reviewed on: 17th January 2022

Efficient service

5
Excellent service , when contacted no waiting on phone , any deposits acknowledged quickly. Reviewed on: 17th January 2022

Decent interest rates

5
The Freedom Savings Account has always offered a competitive interest rate and is quick to increase its rate when the Bank Rate increases. Reviewed on: 17th January 2022

Very easy to use and simple bank.

5
User friendly and a very clean look. Never had any issues with the bank. Reviewed on: 17th January 2022

Very Reliable with very easy access

5
I have always found this bank to be friendly, accessible and amazingly helpful. The best of both worlds, their interest rates are very competitive. An excellent home for your money Reviewed on: 17th January 2022

Good website for on-line banking

5
Very easy to deal with. Website works well. Reviewed on: 17th January 2022

Easy to use, easily accessible, decent interest r

5
Looked for various factors , RCI met them all .. Reviewed on: 17th January 2022

A great banking experience

5
I highly recommend this bank. They make everything so easy: From opening the account online to depositing, to withdrawing, to earning interest and crediting it to the account. All-in-all, a great banking experience! Reviewed on: 17th January 2022

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