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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Does What is Says on the Can

5
Does What is Says on the Can A Instant access account with good interest. What Not to Like. Reviewed on: 17th January 2022

Great bank

5
The app is straightforward and easy to use and they offer much better interest compared to the competition for similar accounts Reviewed on: 17th January 2022

Excellent

5
Easy website decent interest rate Reviewed on: 17th January 2022

Rate increase

4
Increased interest rate unlike my other accounts Reviewed on: 17th January 2022

Really good for small investors

5
Very satisfied with this product and RCI raise the interest rate when ever possible Reviewed on: 17th January 2022

Always communicating

5
Always get notified if any new products or savings rates brought out. Just as it should be Reviewed on: 17th January 2022

Easy to manage account, responsive company

4
Useful account for instant access savings. Pleased interest rate has been raised, though needs to go up further to keep up with inflation Reviewed on: 17th January 2022

Great customer service

5
Have been with RCI for a number of years and find the customer service second to none. They always adjust interest rates promptly. Reviewed on: 17th January 2022

Easy Rewards

5
Easy to set up, easy to manage, good rates of interest. If I've ever had any problems they've always been dealt with promptly. Reviewed on: 17th January 2022

Easy and secure savings account.

5
All my family are with RCI the account was easy to open, to transfer money too and from your main bank account. They have an excellent mobile app and are better at passing on interest rate rises than more traditional banks. Reviewed on: 17th January 2022

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