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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Renew Renault

RCI offers great savings rates... Reviewed on: 17th January 2022

Lower interest rates than others

RCI offer one of the lowest interest rates on the market and don't tend to follow others. When increases are made, they are one of the slowest to implement. Reviewed on: 17th January 2022

Transfers out

Transfers out are not speedily have to wait 3 days Reviewed on: 17th January 2022

hasstle free way to save money

hassle-free way to save with a decent interest rate as well. easy to top up and withdraw. would use again. Reviewed on: 17th January 2022

Savings account

Easy to open and use, relatively good interest rates and easy to access via app. Reviewed on: 17th January 2022

Simple and transparent savings account

I like the app, which gves me all the info I need to see my balance and interest when its paid. And the interest rate is not bad for a bank account at this time of low interest rates. I recommend. Reviewed on: 17th January 2022

Easy to manage account

It's so easy I sit back in my easy chair and using my APP I send periodically money to my easy access account which gives me a little interest couldn't be easier. Reviewed on: 17th January 2022

Flexibility to define your savings goals

I like being able to have multiple accounts in one place, which I can individually rename, so that I can set and annual budgets for different types of expenditure (e.g. general living, holidays, specific one-off purchases). Plus the interest rate for a no-notice easy access account has historically always been very near the top on offer in the UK market. Reviewed on: 17th January 2022

RCI Banking Recommended

The RCI Banking website is very easy to use and highly recommended with competitive interest rates. Reviewed on: 17th January 2022

Good service

Does what it says on the tin! Easy to negotiate website too with good comms. Reviewed on: 17th January 2022

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