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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Easy to use

A online bank that is easy to use and pays a good rate of interest and regular updates to keep you informed Reviewed on: 17th January 2022

Easy and efficient

Easy to set up and use, good terms and conditions, good interest rate. I looked around quite a while before choosing this account and I'm very happy with it Reviewed on: 17th January 2022

Perfect for what I needed

When we sold our house to move to another project, I needed somewher to put the money while we were arranging to buy another property and renovate. RCI provided the perfect answer. Draw the money out whenever it is needed but also giving top interest while not needed. Reviewed on: 17th January 2022

Very simple and easy to access

It is easy to access, withdraw and pay in funds. Customer care is good and interest rates are competitive. Reviewed on: 17th January 2022

Helpful and Friendly Customer Service

I have been with RCI a number of years and find the service excellent and the staff most helpful. Reviewed on: 17th January 2022

Good bank

Really good customer service and easy mobile banking app. No issues Reviewed on: 17th January 2022

Great Customer Service!

I have been banking with RCI for a couple of years now. Not only am I pleased with the competitive interest rates offered but their online banking app is really easy and quick to use. The security checks in place also give me confidence in using their banking services. Reviewed on: 17th January 2022

Excellent interest rates

This account is very flexible in terms of withdrawals and has great interest rates. Reviewed on: 17th January 2022

Easy On-line savings

Quick and easy to set up and administer, with an app for instant information. I would recommend it to all who need somewhere to keep cash that you may need instant access too. Reviewed on: 17th January 2022

Secure account

The fact that deposits paid into my freedom account has to be paid from my Lloyds account and withdrawals also has to be paid into the same account makes it very secure. Reviewed on: 17th January 2022

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