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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Excellent products and service

Great easy access account and RCI recently increased rates unlike many other UK financial institutions - well done RCI. The addition of their app makes them very easy to deal with. Reviewed on: 17th January 2022

Great and really efficient service from RCI

I chose RCI Bank as I thought they had a very new, modern and fun way to approach banking... they "Dare to be Different" which appealed to me and I haven't been disappointed with their service. They definitely deserve this Award. Reviewed on: 17th January 2022

No fuss bank!

Easy to use app. Confirmation of deposits always confirmed. Competitive interest rates. What’s not to like? Reviewed on: 17th January 2022

Bed & Breakfast

A really useful "Bed & Breakfast" account, allowing surplus funds to sleep and gain interest until the need to be awakened for spending purposes Reviewed on: 17th January 2022

Great bank

RCI has always been very good with its communication and replies. Plus it has one of the best interest rates for an online account Reviewed on: 17th January 2022

RCI Provides a good online experience.

Website with easy navigation and good security, added to good interest rates and prompt access are reasons to bank with RCI Reviewed on: 17th January 2022

This is the only bank that I have an account with that has automatically changed my account to a higher interest rate

I was very pleased the interest was increased on my account instead of like other banks that just put it into the lowest rate without informing you Reviewed on: 17th January 2022

Excellent App

From setting up the account to using the app, couldn’t have been easier, l can check my account 24/7 and when l am on the go! Reviewed on: 17th January 2022

A Bank you can trust!

RCI Bank has always been a safe place for my money and is a leader in providing the best rates of Interest. I always recommend them to friends and family. Reviewed on: 17th January 2022

A Straightforward Easily Managed Savings Account

Once all the necessary checks have been made this was a an easy straightforward account to set up and manage. Communication with customer services is excellent and there are regular updates provided via email. The service I have received over the past 18 months has been exemplary compared with recent experience with the competition! The only downside is the meagre interest rate but that is due to the current state of world economics!! Reviewed on: 17th January 2022

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