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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Tim

Good accessible account with good rates Reviewed on: 17th January 2022

Interest rates are not competitive

Other providers pay up to .74% interest Reviewed on: 17th January 2022

Simple Savings Account

The Account is easy to use, pays decent interest and it works. Reviewed on: 17th January 2022

Great Bank

I would highly recommend the Freedom Savings Account. Reviewed on: 17th January 2022

Flexible, fair and transparent

RCI has an excellent service and product - the access to the account is flexible and open, so I can access money quickly but had for a long time also great interest rates. Access to my online account was easy as well as safe, and communications from RCI are much better than other banks which helped me to improve my money management. Overall outstanding! Reviewed on: 17th January 2022

Easy to use

Easy to use but interest rate has dropped a lot over 2 years so not as competitive anymore. Reviewed on: 17th January 2022

Excellent

Excellent service & interest rates. Prompt & swift transfers and withdrawals. Been with RCI for over 5 years and won't be going anywhere else. Reviewed on: 17th January 2022

Interest rates can (and do!) go up as well as down......

RCI's Freedom Savings is the only higher-than-average interest rate easy access account I have experienced where rate rises are given to existing account holders automatically. Far better than most of the opposition, who leave it to the customer to close their account and replace it with a new one at the higher rate - IF the customer notices a better rate is available! Reviewed on: 17th January 2022

Easy to access; responsive; clear web pages

The best feature is ease of access to my account. Reviewed on: 17th January 2022

very efficient

great interest rates and keep me up to date with everything always Reviewed on: 17th January 2022

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