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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Great website and better rates than most

5
RCI increases it's rates as fast as it cuts them so you know yo0u are getting the best rate around. Reviewed on: 17th January 2022

First Rate returns

5
I would highly recommend RCI. Their service is really good and they are quick to pass on increases in rates. Reviewed on: 17th January 2022

Ease of use

5
Very easy to use this bank- no problems whatsoever and keeps you up to date with rate changes etc promptly Reviewed on: 17th January 2022

Excellent app and service

5
The first bank to keep me updated on interest rate rises on my account. They have been proactive instead of reactive. Reviewed on: 17th January 2022

Good in every way

5
I can’t think of anything negative to say about RCI. The app is easy to use. The interest rate is competitive. It’s all I need for my modest savings. Reviewed on: 17th January 2022

Efficient, fast and pleasant to deal with.

5
Whenever I have had to deal with RCI they have been (as I said in the title) efficient, fast and pleasant. What more do you need from a bank? Reviewed on: 17th January 2022

Great interest & Easy to Access

4
Originally I was attracted to the interest rate on offer but have been particularly pleased with the ease of access using the app. Quick & easy to setup in the first place. Reviewed on: 17th January 2022

Great interest rates

5
Simple online sign-up. Secure site. Easy deposit and withdraw. Reviewed on: 17th January 2022

A great bank

4
An excellent bank who keep you well informed about your account and any changes to rates etc. Easy to access account online. Interest rates could be better but it’s the same with all banks. More than happy having my account with them and have recommended to others. Excellent communication. Reviewed on: 17th January 2022

Quick and easy

5
Easy banking, simple instructions Reviewed on: 17th January 2022

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