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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to use website

4
Reasonable interest rate, and easy to use website make this a good choice for me.. Reviewed on: 17th January 2022

Straightforward

4
A little more interest would be welcome, of course, but it's easy to use. Reviewed on: 17th January 2022

Excellent

5
Excellent bank with excellent rates! Reviewed on: 17th January 2022

Just another bank

2
IKt seems strangeb that as soon as bank rates go down the interest paid goes downm just, presumably to fund low interest rates on new renault cars and yet the return on moaney saved still lags far below inflation. Having said that as poor investments go this is a better poor investment than most Reviewed on: 17th January 2022

Gold standard service

5
RCI staff always understanding and helpful whenever I contact, clear explanations or instructions and always happy to help Reviewed on: 17th January 2022

Easy to use a d always efficient

5
If there is a need to phone they are always helpful and getting through is not difficult Reviewed on: 17th January 2022

Honest and Fair Bank

4
RCI is an honest bank who offer competitive rates for savings in the current market. Communication is very good and account feels safe with this bank. Reviewed on: 17th January 2022

Easy access NO penalty

5
Very reasonable interest rate, with excellent transaction times. I strongly recommend this Bank and this product in particular. Reviewed on: 17th January 2022

Easy banking

5
Easy to use website, money accessible when needed, interest rates better than most other instant access banks. I like RCI Bank. Reviewed on: 17th January 2022

great company

4
RCI are efficient and proactive. They always email me with notice of change in interest rates so I know what is happening with my account. It would be an improvement if payments were immediate rather than by the end of the next working day. Reviewed on: 17th January 2022

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