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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great value and easy to access

RCI's Freedom Savings Account, which I have had for several years, is great value. It has maintained a relatively high interest rate for easy access savings during these difficult times for savers, and I am very satisfied with it. Reviewed on: 17th January 2022

Excellent Savings Bank

I have been with RCI a number of years now and even when interests rates have fallen, they have consistently offering a very competitive rate. Their app is also very intuitive and easy to use. Reviewed on: 17th January 2022

Excellent bank

This bank is very customer orientated. when possible it raises the interest rates on the saving account Reviewed on: 17th January 2022

Simple to operate

Simple to operate and quick to increase the interest rate Reviewed on: 17th January 2022

Excellent no nonsense, flexible account with very competitive interest

Everything about dealing with and using RCI as a bank has been easy - from the initial account set-up to the app and website functionality to the mobile communication to alert or confirm transfers. The interest on the account is very competitive compared to most other banks offering such flexibility. I have recommended RCI to friends and relatives. Reviewed on: 17th January 2022

Freedom Savings Account

Had an account with RCI for a number of years now, no issues either making a deposit or withdrawl Reviewed on: 17th January 2022

Easy to use website

Reasonable interest rate, and easy to use website make this a good choice for me.. Reviewed on: 17th January 2022

Straightforward

A little more interest would be welcome, of course, but it's easy to use. Reviewed on: 17th January 2022

Excellent

Excellent bank with excellent rates! Reviewed on: 17th January 2022

Just another bank

IKt seems strangeb that as soon as bank rates go down the interest paid goes downm just, presumably to fund low interest rates on new renault cars and yet the return on moaney saved still lags far below inflation. Having said that as poor investments go this is a better poor investment than most Reviewed on: 17th January 2022

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