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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11984 reviews)

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4.84

Based on 11,984 reviews, last reviewed 31st May 2026

52% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to use account with competitive rate of interest. Easy to use account with competitive rate of interest. Reviewed on: 31st May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11984)

Brilliant online banking

Quick to open account and easy to manage. Withdrawals and Deposits can be carried out with ease. Interest rates higher than high street savings accounts. Reviewed on: 17th January 2022

Quick and easy access with no fuss

I’ve had a freedom savings account with RCI bank for years and it was perfect when saving for our house deposit with easy access and quick withdraw when you need it ideal for young savers! Reviewed on: 17th January 2022

Amazing Service

I really love this bank, the options they give are great and the detailed information is lovely. I’ve never dealt with customer service but I enjoy how easy it is to use the app and seems fairly secure. Reviewed on: 17th January 2022

Great savings account!

Amazing account with great interest received every month! Highly recommend!! Reviewed on: 17th January 2022

Freedom savings account review

This account beats most savings account interest rates. Reviewed on: 17th January 2022

Amazing

I really love having a Freedom Savings account, the interest rate is always good and it’s super easy to transfer money in and out whenever I need to. Would really recommend! Reviewed on: 17th January 2022

Highly recommended

Great customer service all round. Reviewed on: 17th January 2022

Great bank

I'm at a loss to understand all of the negative reviews. Good interest rates, good communication, easy to contact (last call I was through in around 10 seconds). Reviewed on: 11th January 2022

BEWARE of RCI BANK !!

BEWARE : DO NOT USE RCI BANK READ THEIR REVIEWS!!! ARROGANT INCOMPETENT WITH A COULDN'T CARE LESS ATTITUDE ! I applied to RCI BANK fto open an account on 3rd March. It took them to the 17th March to reply to me via email giving my account details. On the email RCI BANK stated I had 14 days from date of this email (17th March) to make a payment into my account. I called on the 24th March to make a payment only to find my account had been closed. RCI BANK ARE A DISGRACE TO THE BANKING SECTOR Reviewed on: 24th March 2021

Been trying to open a fixed rate bond for 5 weeks - still no joy !!!

Completed online application with no problems. Asked to provide additional information/documentation which was sent the same day and the original documents returned without too much delay. Waited a week to receive welcome pack and ID before contacting RCI. Have sent e-mails twice since and received automated response immediately noting that a reply will be sent within 4 days - still not had reply to either e-mail approximately 20 days since sending the first !! Appreciate that there may be difficulties due to the Covid 19 restrictions etc, but at least let people know what's going on. 14 days to pay into account way past !!!!! Is it a ploy not to pay the competitive rate promised at time of application ??? Pathetic service Reviewed on: 25th June 2020

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