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RCI Bank: Freedom Savings Account reviews

View other RCI Bank products
4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S
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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Review of RCI Bank

5
Always been an easy to use company and very efficient and reliable Reviewed on: 11th March 2026
Gavin L's avatar
Gavin L

Great for savings

5
I’ve found the RCI Bank Freedom Savings Account to be a really good option because it gives me flexibility while still paying a competitive rate. I like that it’s easy access, so I can add money or withdraw it whenever I need to without worrying about penalties or notice periods. The account was simple to open online and it’s easy to manage, which makes keeping track of my savings straightforward. For me, it strikes a good balance between earning a decent return and still having full control over my money. Reviewed on: 11th March 2026
Emma L's avatar
Emma L

Fabulous every interaction.

5
Fabulous every interaction. Never had an problem Reviewed on: 11th March 2026
Angel M's avatar
Angel M

Easy and user friendly banking .

5
Easy and user friendly banking . Reliable website . Easy to use. Opening accounts and making transfers very straightforward. Good communication when deposits or withdrawals are made . Good notification of changes to interest rates both up and down .Good range of products to choose from if longer investments required Gimmick free. Reviewed on: 11th March 2026
Sue W's avatar
Sue W

Website is excellent and customer service is so refr...

5
Website is excellent and customer service is so refreshingly helpful. Reviewed on: 11th March 2026
Pock H's avatar
Pock H

Excellent, the products are some of the best on the...

5
Excellent, the products are some of the best on the market, the returns are amazing too. Reviewed on: 11th March 2026
Paul H's avatar
Paul H

RCI is not slow to increase the savings interest rates

5
Pleased that RCI is not slow to increase the interest rate when the financial markets indicate that savings rates need to increase. Reviewed on: 6th March 2026
Ken M's avatar
Ken M

Easy to set up and access.

5
Easy to set up and access. Good interest rates. Good communication Reviewed on: 3rd March 2026
Sam M's avatar
Sam M

Good honest Bank.

4
Good honest Bank. Never had issues. Just what you need. Reviewed on: 23rd February 2026
Stephen R's avatar
Stephen R

Easy to use, great for beginners, good interest rates

5
The account was very easy to set up, it’s easy to access and to see my balance. The RCI Freedom Savings Account interest rates which really helps me get the most of my money. I have two Freedom Savings Accounts with RCI and one fixed term account that I will be moving into one of my freedom accounts when the time comes. RCI offers some great options and I’m happy I started my savings journey with them. Reviewed on: 23rd February 2026
Evie's avatar
Evie

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