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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Does exactly what it says on the tin!

Does exactly what it says on the tin! Reviewed on: 15th February 2026

Very good customer service good interest rates and e...

Very good customer service good interest rates and easy to use banking app quick transfers Reviewed on: 14th February 2026

Great service with a good app.

Great service with a good app. Rates seem to be competitive Reviewed on: 13th February 2026

My best savings account for more than ten years

I opened my RCI Freedom Savings account in December 2015 because of its straightforward application process and competitive interest rate. I'm pretty active with my savings and since then I've looked at dozens of other accounts, but this RCI account is still the basis of my cash savings. The interest rate is always one of the best that's available, and that's without any short term bonuses. There are no limitations on the number of transactions and the app is easy to use plus there's the option of online account. My only query is why I don't see it recommended more often by the financial press! Reviewed on: 13th February 2026

good bank

all works well simple good rate of interest Reviewed on: 12th February 2026

versatile account

RCI Freedom account gives me a very good interests rate and it's very easy to use. Reviewed on: 11th February 2026

Very satisfied

Very quick - same day transfers. Clear website and quick to update interest rates Reviewed on: 11th February 2026

Convenience through new app is great.

Convenience through new app is great. Can be a little cumbersome registering accounts to pay I a md out Reviewed on: 11th February 2026

In search of a joint savings account I found it diff...

In search of a joint savings account I found it difficult to find k e that ticked all the boxes for us, but RCI did! Reviewed on: 11th February 2026

Easy to setup and transfer money

Easy to setup and transfer money to and from the account. Interest rate not the best but not far off. App was good until a recent update; it didn't like my Samsung Galaxy S8 with the very old Android version 9. Reviewed on: 10th February 2026

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