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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Very competitive interest rates and easy to access o...

Very competitive interest rates and easy to access online accounts. Reviewed on: 22nd February 2026

Easy access, easy to operate and generous savings rate.

Easy access, easy to operate and generous savings rate. Quick responsive website with smooth and reliable transactions. Reviewed on: 21st February 2026

Easy, efficient and reliable service.

Easy, efficient and reliable service. Makes tans acting effortless and secure Reviewed on: 18th February 2026

Valuing existing customers...

Been a customer for several years and always happy with services and interest rates..feel valued as a longstanding customer Reviewed on: 17th February 2026

Freedom Savings account gives a good interest rate ,,,

Freedom Savings account gives a good interest rate ,,, Reviewed on: 15th February 2026

Online Only

I can't comment on customer service as I've never phoned RCI but I find the online portal very easy to use and the mobile app is super handy. The information is clear and you don't get bombarded with emails. Reviewed on: 15th February 2026

Does exactly what it says on the tin!

Does exactly what it says on the tin! Reviewed on: 15th February 2026

Very good customer service good interest rates and e...

Very good customer service good interest rates and easy to use banking app quick transfers Reviewed on: 14th February 2026

Great service with a good app.

Great service with a good app. Rates seem to be competitive Reviewed on: 13th February 2026

My best savings account for more than ten years

I opened my RCI Freedom Savings account in December 2015 because of its straightforward application process and competitive interest rate. I'm pretty active with my savings and since then I've looked at dozens of other accounts, but this RCI account is still the basis of my cash savings. The interest rate is always one of the best that's available, and that's without any short term bonuses. There are no limitations on the number of transactions and the app is easy to use plus there's the option of online account. My only query is why I don't see it recommended more often by the financial press! Reviewed on: 13th February 2026

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