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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

RCI communicates with, and looks after, its customers

RCI has been consistent over many years in communicating with iots customers. For example every interest rate increase and decrease is clearly communicated. It also needs to be said that RCI bank remains very competitive in the savings marketplace. Withdrawals are sent out swiftly and any deposits acknowledged. I am a person who does not hesitate to move my accounts if I feel the institution where the money is deposited is not working in my interests. It speaks volumes that I have kept money in RCI's instant access account for many years and currently have no thought of closing the account. Reviewed on: 10th February 2026

Easy access account that stays competitive.

I used to change my easy access savings account every year but have been with RCI for several years now as their Freedom savings account consistently changes the interest rate to stay competitive. App and website and clean and functional also. Happy to stick with them in view of the above Reviewed on: 10th February 2026

Saving Satisfaction

This account is flexible, so convenient for me, and offers a competitive rate of interest. The Customer Service is excellent. Several fixed term accounts are available, including one for electric car financing. I strongly recommend RCI Bank. Reviewed on: 10th February 2026

Decent interest rates and easy to use website...

Very easy website to use decent interest rates and FSCS backed.. . . . Transactions dealt with quite efficiently. Reviewed on: 9th February 2026

Simple efficient company.

Simple efficient company. Always had a good experience with RCI Reviewed on: 9th February 2026

RCI is a great bank

RCI is a great no hassle bank, great interest rates Reviewed on: 9th February 2026

Good savings had by all

All the time I have been with RCI I've never had any problems and interest rates have been excellent Reviewed on: 9th February 2026

Save with RCI for peace of mind.

I have had a savings account with RCI for some years. I feel my money is safe, secure, interest fare and communication good. I am reassured if/when I need support, just by telephoning RCI.. Employees are polite professional and knowledgeable about their products. Reviewed on: 9th February 2026

Easy access to savings, quick and simple app to use.

Easy access to savings, quick and simple app to use. overall good customer service and experience Reviewed on: 9th February 2026

Great service

I recently set up my new account and it’s been really smooth so far! Reviewed on: 9th February 2026

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