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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Online account

Easy to manage account online. Competitive rates of interest. User friendly webpage. Reviewed on: 31st January 2026

Easy to use/ no problems so far

Haven’t had any problems. Interest rates are OK. Reviewed on: 30th January 2026

Satisfied with the banking experience

Satisfied with the banking experience Reviewed on: 30th January 2026

Still early days

Still early days so do not feel that I can make a really valid comment. Reviewed on: 30th January 2026

The best I’ve found

I have been thrilled with RCI with their communication and interest rates Reviewed on: 30th January 2026

Both my wife and myself have Freedom savings account...

Both my wife and myself have Freedom savings accounts and find it really easy to operate our financial matters through the RCI banking app. The savings rate is good and always close enough to other banks for us not to feel the need to “chase the rate”. Reviewed on: 30th January 2026

Happy saver

I have been saving with RCI for several years and am pleased with the interest rates, communication etc Reviewed on: 30th January 2026

Good communication especially regarding notice perio...

Good communication especially regarding notice period of interest rate changes Reviewed on: 30th January 2026

RCI Bank

RCI Bank has always given very good rates of interest and they have always given good communication when there has been rate changes. Reviewed on: 30th January 2026

Very easy process and no fuss!

Very easy process and no fuss! Never had any issues. I did have a fixed term amount, but I was happy to transfer the money into their savings account once the term ended. Reviewed on: 30th January 2026

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