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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy access and withdrawals and credits just disappo...

5
Easy access and withdrawals and credits just disappointed in the actual rate keep going down Reviewed on: 29th January 2026

Best bank I’ve had experience of

5
I’ve been with the RCI Bank for a god many years and find their interest rates are fair and competitive. I've rarely had cause to contact their Customer Service department but it was straightforward and efficient. Best bank I’ve had experience with. Reviewed on: 29th January 2026

Very good.

5
Very good. I have been with them for many years Reviewed on: 29th January 2026

Secure bank with a decent rate of interest.

5
Decent rate of interest, paid monthly. Secure. Quite easy to transfer money between my RCI account and my other bank accounts. Reviewed on: 29th January 2026

An easy and effective way to save, with a trusted pr...

5
An easy and effective way to save, with a trusted provider. Reviewed on: 29th January 2026

Excellent app.

5
Excellent app with good interest rate. Overall a good account. You can pay in and withdraw easy. You can log in and log out easily Reviewed on: 29th January 2026

Performance 2025/6

4
All excellent and very professional. Reviewed on: 29th January 2026

Satisfaction

5
RCI freedom account is easy to use. The bank is constantly improving customer satisfaction with this account. Reviewed on: 29th January 2026

Great service and reasonable rates

5
Great service and reasonable rates Reviewed on: 29th January 2026

Good customer service, good interest rates and easy...

5
Good customer service, good interest rates and easy access via app Reviewed on: 29th January 2026