Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,981 reviews, last reviewed 24th Apr 2026
593% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to access flexible account, easy savings Easy to access flexible account, that makes saving easy and also withdrawing funds fast and effectively= Reviewed on: 24th April 2026
BRP's avatar
BRP

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11981)

Works great but not the best interest rate

5
Works great but not the best interest rate Reviewed on: 22nd March 2025

Great service and excellent interest rates.

5
Great service and excellent interest rates. Reviewed on: 22nd March 2025

Simple banking.

4
Simple banking.Good value and easy to use website Reviewed on: 22nd March 2025

Easy to use app with good customer service

5
Easy to use app. Customer service have always been helpful and quick to resolve issues. Reviewed on: 22nd March 2025

Greatsavings bank

5
Never had a single problem over the many years Ihave been with them. Reviewed on: 22nd March 2025

Good savings rate, efficient operation and ample fee...

5
Good savings rate, efficient operation and ample feedback regarding operation of account Reviewed on: 22nd March 2025

A bank for people like me

5
I opened my account practically when the bank started trading in the UK. I have not been disappointed. I wanted a proper instant access savings account and that's what I got. I can withdraw money when I like and make deposits the same way. I like that I have the freedom to do this. Most instant savers these days allow you a couple of withdrawals a year and then that's it. You either don't take your money out or suffer a loss of interest. Call me old fashioned but as far as I am concerned that's not easy access. I think that is one of this banks strengths. It does what it says on the tin. I have occasionally had to contact them. It hasn't been a problem and all sorted out without a fuss. They are patient and very helpful. All this a a good rate of interest into the bargain. I have no complaints about this bank. Must be because there is nothing to complain about. I have been very happy with my dealings with RCI and will continue to deal with them in the future. A proper bank for people like me. Reviewed on: 22nd March 2025

All of my enquiries have been dealt with effectively...

5
All of my enquiries have been dealt with effectively, efficiently and to my satisfaction Reviewed on: 22nd March 2025

Excellent bank, offers good value for money and good...

5
Excellent bank, offers good value for money and good service. Reviewed on: 22nd March 2025

Happy experience

5
Fair rates of interest and good service Reviewed on: 22nd March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed Term Savings Account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products