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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Good savings rate.

5
Good savings rate. Clear information. Reviewed on: 22nd March 2025

Easy online banking.

5
Easy online banking. Competitive interest rates. Reviewed on: 22nd March 2025

Excellent interest rates, user friendly app and website

5
Good interest rates. Clear and easy to navigate website and app. Reviewed on: 22nd March 2025

I have saved with RCI for a number of years and have...

5
I have saved with RCI for a number of years and have been happy with my experience of them. Reviewed on: 22nd March 2025

Long term RCI customer.

5
I have been an RCI customer for years now, and have multiple accounts with them. Their UI is straight forward and easy to use. RCI have always been ahead of the curve for good return rates on good, reliable investments. Reviewed on: 22nd March 2025

JDS1: Always very efficient and professional.

4
Always very efficient and professional. Reviewed on: 22nd March 2025

Efficient customer service

4
I haven't contacted the customer service recently but when I did, they were pretty good in helping me with whatever problems I had. Reviewed on: 22nd March 2025

Paying consistently one of the highest interest rate

5
It has paid consistently one of the highest interest rate on the market. Reviewed on: 22nd March 2025

I have had a very positive experience banking with RCI.

5
I have had a very positive experience banking with RCI. It is easy to deposit or take out money, the interest rate is competitive for the sector. On the occasion when I locked myself out of my account by inputtingan incorrect password - the person on helpline was quick to resolve the problem. Reviewed on: 22nd March 2025

App ceased working in June 24.

2
App ceased working in June 24. Reported to RCI but nothing has been resolved or progressed. Reviewed on: 22nd March 2025

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