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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Good bank informative good interest rates

Good bank informative good interest rates Reviewed on: 17th March 2025

An easy to use account with good savings rates

I set up this account as I needed an additional place to put savings at short notice. This was when the company was very new and it was an original and innovative way to manage money compared to the high street banks.. I had some reservations as this company was not covered by the usual financial protections at that time but I found it all very easy to do and was able to use the online tools to move money around as needed. Everything went very smoothly and I have had no concerns at all. Since that time and as the company has grown the usual financial protections are now in place. All in all it's a handy account to have and the savings interest rates are usually higher than most. I would recommend it. Reviewed on: 17th March 2025

They have been consistently good over several years...

They have been consistently good over several years with a good choice of different accounts all with competitive interest. Reviewed on: 17th March 2025

Great service

Easy to use, good communication, I'm very pleased with RCI bank Reviewed on: 17th March 2025

Been with RCI for many years, very happy with my Fre...

Been with RCI for many years, very happy with my Freedom savings account. Totally reliable and good rate of interest. Reviewed on: 17th March 2025

RCI delivered - exactly as claimed'

RCI delivered - exactly as claimed' Reviewed on: 17th March 2025

Fast reaction when I needed to withdraw money from a...

Fast reaction when I needed to withdraw money from a fixed savings account before the end of the term. Reviewed on: 17th March 2025

Holds its rates compared to other providers

Holds its rates compared to other providers Reviewed on: 16th March 2025

RCI is straightforward and clear.

RCI is straightforward and clear. The app is effective and easy to find way around. Notices of interest rate changes are kept to the point. Paper-free. Reviewed on: 16th March 2025

A very good choice!

Great bank and communication, good rates and helpful stuff Reviewed on: 16th March 2025

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