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RCI Bank: Freedom Savings Account reviews

4.88
Based on 9,016 reviews, last reviewed 23rd Feb 2026
81900% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

4

Good honest Bank. Good honest Bank. Never had issues. Just what you need. Reviewed on: 23rd February 2026
Stephen R's avatar
Stephen R

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (9016)

Great online bank account

5
As part of my retirement planning I needed a readily accessible cash fund for family emergencies and holidays etc The RCI Freedom Savings account has proven ideal for my needs, and the improved online app is so easy to use whilst having great security features Reviewed on: 18th January 2022

Review

4
Easy to use banking..used to have high interest rates Reviewed on: 18th January 2022

Competitive rate of interest

5
Always one of the best interest rates. Intuitive app. Communications good but not excessive. I've been with them many years and I'm an account switcher. Reviewed on: 18th January 2022

Quick, simple, clear

5
A clearly described saving account which is easy to manage online via the very simple smart app. Reviewed on: 18th January 2022

Good Rates

5
Easy online service and decent interest rates. Reviewed on: 18th January 2022

Effortless banking

5
The best rates, going up before any other bank when rates increase. Reviewed on: 18th January 2022

Easy access and communication.

5
I have used RCI Bank for many years and have always found it easy to use and easy to communicate with. Reviewed on: 18th January 2022

Great Overall Service

5
Calls are answered quickly and enquiries are dealt with by friendly, efficient agents. The app is brilliant, hassle free. Easy to transfer money to my other RCI accounts and good timescales moving money externally. Easy to open a new account and link it to my other accounts. Kept updated of changes and not pestered with unnecessary information. Reviewed on: 18th January 2022

Total satisfaction

5
Having opened a joint account in March 2017 I have had nothing but helpful, efficient service, despite my ISP having 'lost' my internet connection for nearly three months, and also after my wife died in 2018. RCI have also been much more realistic than other banks with their interest rates, adjusting them without being prompted. Reviewed on: 18th January 2022

It's a bank account

3
It's a bank account. I pay money in, I take money out. It all works fine. The rate is good but not the best. Reviewed on: 18th January 2022

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