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RCI Bank: Freedom Savings Account reviews

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4.88
Based on 9,003 reviews, last reviewed 11th Feb 2026
81350% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

versatile account RCI Freedom account gives me a very good interests rate and it's very easy to use. Reviewed on: 11th February 2026
Kumiko A's avatar
Kumiko A

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry
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About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (9003)

If you want a teaser rate...

3
Moved to RCI in October 2015 when they were offering a rate of 1.65%, it was then lowered to 1.55% in January and has now been lowered to 1.45% (March), pretty disappointing really, the number of changes per year s/b limited. Also, you can only pay money in from a registered account, i transferred money from another account to RCI and it was rejected, taking 2 days to re-appear in my original account, not ideal. Reviewed on: 28th March 2016
jack1986's avatar
jack1986

Good rate

3
Easy to open account online and the interest rate is better than most. Cannot comment on customer service as it has not been needed. These are a foreign bank so have a different protection scheme for money Reviewed on: 28th March 2016
val's avatar
val

Instant access savings

5
Just opened a savings account with RCIbank as it has the best rate of interest around so far for instant access. I had some issues with passwords etc which were of my own making but the bank dealt with them patiently and respectfully. All is up and running smoothly so far with interest shown monthly. Reviewed on: 1st March 2016
Peter Smith's avatar
Peter Smith

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