Paid advertisement
Smart Money People Logo
Newsletter

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11989)

Freedom to save and earn interest

5
Easily set up as a separate savings product, my branch cheque account used as a feeder account instead of their own pathetic deposit rate. The only account of mine to increase it's interest rate recently since I opened it in September 2019. The app is a bonus to have available on my smartphone too. That RCi Bank is regulated by the FCA was a factor in my choosing this online savings account. Reviewed on: 3rd March 2022

Good service

4
Only short wait for telephone response and helpful assistance. Reviewed on: 3rd March 2022

a reliable and enterprising bank

5
this bank has treated us well and has been a reliable place for some of our savings Reviewed on: 3rd March 2022

Fuss-free saving.

5
I use the account for saving most months. It's simple to pay money in and to withdraw to my nominated account. Reviewed on: 3rd March 2022

Great Bank and Great Rates

5
RCI Bank, was easy to set up. They rates are usually highly competitive and with the Freedom Saving account yo can get any monies back really quickly, that is 12-24 hours to you nominated account. It is a variable rate so increments as conditions in the banking sector change. Reviewed on: 3rd March 2022

Straightforward and smart

5
If anything, I’m sceptical… RCI cured me. They are amazing at customer relations and calming any fears you may have about investing your savings in a bank you don’t really know. I have never regretted using them. Their website is excellent and it’s easy and secure. I have no qualms at all and will recommend to anyone. Thank you. Reviewed on: 3rd March 2022

Good customer service

4
good customer service................................................ Reviewed on: 3rd March 2022

Easy to operate and easy to save

5
It was extremely easy to open the account and flexible enough to suit my needs Reviewed on: 3rd March 2022

Great savings rates, easy to manage account online.

5
Great savings rates, easy to manage account online using their app or via a browser. Reviewed on: 3rd March 2022

one of the best user friendly websites

5
trouble free banking - moving money etc. hassle free website no problems at all Reviewed on: 3rd March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 day notice account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve savings notice account

    from RCI Bank 4.79 from 316 reviews
    RCI Bank
    View all products