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Ripe Insurance: Photography insurance reviews

4.84
Based on 160 reviews, last reviewed 19th Oct 2025
66% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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90%
See only 4 star reviews
7%
3 star
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0%
2 star
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3%

Latest highest rating:

5

Very straight forward, easy to set up I thankfully haven’t had to make a claim but the process of taking out the insurance was very easy. The website was easy to navigate too. Reviewed on: 19th October 2025
Jess H's avatar
Jess H

Latest lowest rating:

1

I put in a claim in march when my camera bag and kit... I put in a claim in march when my camera bag and kit was stolen. Was told normally takes couple weeks to get sorted may I saw an assessor and then de... Read more Reviewed on: 10th July 2025
Fiona 's avatar
Fiona

About this product

Ripe Insurance offer camera and photography equipment insurance policies.

You can cover up to £60,000 of equipment and they will replace it new-for-old provided it’s under three years old. At Ripe Photography, accidental damage is also covered for up to £60,000.

Ripe camera and photography insurance reviews help you find out what it’s really like to be a customer. If you’ve used Ripe Insurance before, you can also leave a review and share your experience.

Ripe Insurance Photography insurance reviews (160)

Review of the Ripe Insurance, Photography insurance:

Avoid at all costs!

1
The amount of stress caused and loss of earnings this company has cost me is colossal! The very worst customer service of any company I have ever dealt with. I have had to get the Financial Ombudsman involved, and yet they still are not dealing with my claim in a timely fashion. This is the second claim I have been given the runaround with, yet they are so quick to take your renewal money. They have cost me in productivity and the stress I have encountered dealing with them is just not worth it. I may as well throw my money on a bonfire and at least benefit from the heat that gives...they give you nothing for your money but pain! I have had a damaged Macbook Pro screen since June 2022 and nothing has been done since I made the claim. Last year I dropped my hard drive, and after sending it off to get assessed and having to pay for the diagnosis, they then told me I am not covered for data recovery! I don't really get why I'm paying for a policy as it appears that nothing is covered...what an awful company. They just take your money and give you hell! The positive reviews here are of people who have, fortunately, not had to make a claim yet...God forbid you ever do have to! I have had to resort to now buying another Macbook Pro so I can commence work. So what was the point of me getting insurance with these crooks?? The only time they answer you is on here in public in order to fool those reading these reviews that they do value their customers and want to help. Even after answering one of my reviews they have still yet to action anything. I have sent them 4 different engineer reports detailing the damage but I'm still waiting for something positive to happen. I wish Watchdog was still on TV as this awful organisation should be exposed there. I will ensure that I spread this on all forms of social media and see if I can go to small claims court or something. Please do not take out any insurance with them, and steer clear of Davis Group in general, I can't stress this enough. My experience has been the worst nightmare you can imagine. Reviewed on: 29th November 2022

Motorcycle Racing Cover..

5
Signing up was seamless, should have had this years ago. Reviewed on: 7th October 2025

Excellent service with very knowledgeable agents

5
Excellent service with very knowledgeable agents Reviewed on: 24th September 2025

Always do a great job with regards to any questions...

5
Always do a great job with regards to any questions I make a enquiry about Reviewed on: 24th September 2025

A great service for the professional photographer!

5
A really good experience from people who understand the needs of professional photographers and who can match their product to those needs. As a big plus their rates are very reasonable too! I would totally recommend them for your insurance needs as a photographer. Reviewed on: 23rd September 2025

I have found Ripe Insurance to be very professional...

5
I have found Ripe Insurance to be very professional when dealing with my claims and advice. Reviewed on: 22nd September 2025

Ripe Insurance is the one for me

5
Ripe Insurance has an excellent web site and ver helpful people satffing it. Reviewed on: 22nd September 2025

Ripe were prompt in their payment for my claim.

5
Ripe were prompt in their payment for my claim. No quibbles, just a fair and efficient process. Reviewed on: 22nd September 2025

Five Stars Reliable and Photographer-Friendly

5
I’ve been insured with Ripe Photographic Insurance for 3 and it’s been a genuinely smooth experience from start to finish. The online quote system is clear and easy to use, with options that actually make sense for photographers—whether you’re covering camera gear, public liability, or both. The policy documents are straightforward (no confusing jargon) and I like that I can adjust cover quickly when buying new equipment. When I had a small claim last year, the team responded fast, explained every step, and settled without fuss—exactly what you need when your kit is essential for work. Competitive pricing, friendly support, and a process designed around photographers make Ripe an easy recommendation. If you rely on your gear, they give real peace of mind. Reviewed on: 22nd September 2025

Very simply and easy, to make a policy

5
Very simply and easy, to make a policy Reviewed on: 22nd September 2025

Efficient and effective

5
Ripe insurance have been efficient and there when I've needed them. Reviewed on: 22nd September 2025

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