Smart Money People Logo

Ripe Insurance: Photography insurance reviews

4.85
Based on 160 reviews, last reviewed 19th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Very straight forward, easy to set up I thankfully haven’t had to make a claim but the process of taking out the insurance was very easy. The website was easy to navigate too. Reviewed on: 19th October 2025
Jess H's avatar
Jess H

Latest lowest rating:

1

I put in a claim in march when my camera bag and kit... I put in a claim in march when my camera bag and kit was stolen. Was told normally takes couple weeks to get sorted may I saw an assessor and then de... Read more Reviewed on: 10th July 2025
Fiona 's avatar
Fiona

About this product

Ripe Insurance offer camera and photography equipment insurance policies.

You can cover up to £60,000 of equipment and they will replace it new-for-old provided it’s under three years old. At Ripe Photography, accidental damage is also covered for up to £60,000.

Ripe camera and photography insurance reviews help you find out what it’s really like to be a customer. If you’ve used Ripe Insurance before, you can also leave a review and share your experience.

Ripe Insurance Photography insurance reviews (160)

Review of the Ripe Insurance, Photography insurance:

The worst company I have EVER dealt with

1
The amount of stress caused and loss of earnings this company has cost me is colossal! The very worst customer service of any company I have ever dealt with. I have had to get the Financial Ombudsman involved, and yet they still are not dealing with my claim in a timely fashion. This is the second claim I have been given the runaround with, yet they are so quick to take your renewal money. They have cost me in productivity and the stress I have encountered dealing with them is just not worth it. I may as well throw my money on a bonfire and at least benefit from the heat that gives...they give you nothing for your money but pain! I have had a damaged Macbook Pro screen since June 2022 and nothing has been done since I made the claim. Last year I dropped my hard drive, and after sending it off to get assessed and having to pay for the diagnosis, they then told me I am not covered for data recovery! I don't really get why I'm paying for a policy as it appears that nothing is covered...what an awful company. They just take your money and give you hell! The positive reviews here are of people who have, fortunately, not had to make a claim yet...God forbid you ever do have to! I have had to resort to now buying another Macbook Pro so I can commence work. So what was the point of me getting insurance with these crooks?? The only time they answer you is on here in public in order to fool those reading these reviews that they do value their customers and want to help. Even after answering one of my reviews they have still yet to action anything. I have sent them 4 different engineer reports detailing the damage but I'm still waiting for something positive to happen. I wish Watchdog was still on TV as this awful organisation should be exposed there. I will ensure that I spread this on all forms of social media and see if I can go to small claims court or something. Please do not take out any insurance with them, and steer clear of Davis Group in general, I can't stress this enough. My experience has been the worst nightmare you can imagine. Reviewed on: 29th November 2022

Excellent cover and value

5
I've have been with Ripe insurance for quite a few years, i find them extremely competitive in the market as its a specialised field that we as photographers rely on having cover. The policy can be adapted also for your individual needs, so your not paying for something you dont require thus would bump up the price. Would i recommend, hell yes and if you haven't got cover, then i suggest you give them a try. Reviewed on: 25th August 2020

Easy photography insurance

5
I needed insurance for my photo kit but looking around there seemed to be lots of companies aimed at working professionals. My needs were simpler and Ripe offered a great solution. Highly recommended. Reviewed on: 25th August 2020

Great service, plus to have the option of semi professional in such times as these is very helpful.

5
Advice and customer care was excellent, plus the on-line process was very easy to use. Gives you peace of mind that your kit is well insured after all the time spent researching what to buy. Reviewed on: 25th August 2020

Easy to arrange

5
Fast and easy to arrange the cover I needed no fuss and all for a reasonable cost 10/10 fantastic to deal with Reviewed on: 25th August 2020

Hassle Free

5
Hassle free photo insurance . Easy to customise on line . Reviewed on: 25th August 2020

Transparent and easy

5
I'm very happy with the service and price that I get from Ripe Insurance. Their email communications are clear, timely and easy to understand and the documentation is well laid out. I know that all aspects of my business are covered with one insurer for simplicity and peace of mind. Reviewed on: 4th July 2020

Great Products

5
Great products at great prices and served with a smile Reviewed on: 4th July 2020

Great service and help when I have needed

5
When contacting you the help and service you get to me is of a very high standard Reviewed on: 4th July 2020

At the moment all is well

5
From starting in a camera shop in 1965, through 23 years in the army to today I have always had a camera of one type or another with me. Mainly landscape, travel and garden pictures. Reviewed on: 4th July 2020

Excellent value for money .

5
I use Ripe because they provide a service which suites my requirements, no strings and an insurance just for my camera gear , at home, in my car or when I’m out shooting. Reviewed on: 4th July 2020

Do you have a different Ripe Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Ripe Insurance?

    View all products