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Santander: Student Current Account reviews

4.03
Based on 11 reviews, last reviewed 24th Mar 2026
100% increase in 5 star reviews
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Latest highest rating:

4

Clear, helpful customer service. Clear, helpful customer service. Online and app are both consistently providing the services and information that I need Reviewed on: 24th March 2026
Tom Goulding's avatar
Tom Goulding

Latest lowest rating:

2

Get the railcard and go! Get the railcard and go! Whilst the railcard is a good initial incentive, Santander really isn't worth sticking around with - unless you really need t... Read more Reviewed on: 25th May 2024
Alex's avatar
Alex

About this product

The Santander 1|2|3 Student Current Account is free to open and manage. It comes with a range of benefits, including a travel card, fee-free spending abroad and interest-free overdraft options. Account holders also get access to Santander Boosts, a rewards program with offers like cashback, vouchers and prize draws.

Managing your finances as a student can be difficult, so finding the right bank account is important. We collect Santander 1|2|3 Student Current Account reviews to help you make the right choice for your circumstances.

Find out why other students chose Santander as their provider. Learn more about the benefits that the 1|2|3 Student Current Account offers to decide if they’d be worthwhile for you. Read about the different rewards available with Santander Boosts. Find out more about the interest-free overdraft options. All of this and more can be found in our Santander 1|2|3 Student Current Account reviews.

If you have a 1|2|3 Student Current Account, write a review on Smart Money People. Don’t forget to tell us why you chose this account and how satisfied you’ve been so far. Is this your first time banking with Santander? Have you claimed any rewards from Santander Boosts, and if so, what have you redeemed? What is your favourite benefit of the account? Is there anything that you feel could be improved? Whether good or bad, write an honest Santander 1|2|3 Student Current Account review today. Together, we can help people like you make better financial decisions.

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Santander Student Current Account reviews (11)

Attractive benefits. Disappointing branches & app.

4
Santander's student current account is competitive. The 4 year free Railcard and interest free overdraft starting at £1,500 makes it an attractive product for students. Santander boosts is also a nice idea, but limited in practice. However, the app is rudimentary and slow, and banking in branch can be underwhelming, due to the short opening hours and long waits for counter service, not to mention the recent branch closures Reviewed on: 8th January 2024

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