Write a review

Scottish Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.63 (353 reviews)

View other Scottish Building Society products

4.65

Based on 353 reviews, last reviewed 29th Apr 2025

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

18%

Latest highest rating:

4

Overall a good experience Speed of loan approval could be improved though I think this is symptomatic of the industry/process as a whole, not just Scottish Building Society Reviewed on: 29th April 2025

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024

Read all reviews See your review

About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Scottish Building Society Mortgages reviews (353)

Review of the Scottish Building Society, Mortgages:

Great experience

Very easy, great process would definitely recommend Reviewed on: 7th June 2022

First Class

From start to completion this we thought was an excellent service. All communication either by phone or post was first class. Reviewed on: 27th August 2024

Home remortgaged

this was the best way to take money from our house with a mortgage.we pay monthly interest & our house doesnt decrease in value Reviewed on: 23rd August 2024

Speedy communication, thoroughness of approach and a...

Speedy communication, thoroughness of approach and asssesment, coupled with reliability and transparency make SBS an excellent Company to deal with. Hats off especially to Lesley in their Inverness branch. Thoroughly recommend.. Reviewed on: 15th August 2024

Easy and stress free

Easy to speak to and not difficult, only issue is that a product fee was due was informed this could be added to the loan amount but it was not but this was not communicated to me at the start, had to pay it myself which was no issue but then I was not given details on how to do this so ended up having to ring which was a little time consuming Reviewed on: 7th August 2024

Very easy to deal with

First time I had dealt with the Scottish Building Society and everything went so smooth with no hassle at all. Anytime I had to phone them the staff were very friendly and helpful. Reviewed on: 2nd August 2024

From start to completion we were very pleased with t...

From start to completion we were very pleased with the service received, it was quick and easy and we were sent all documentation which answered any questions we had. we would definitely recommend Scottish Building Society. Reviewed on: 26th July 2024

SBS experience

Only one snag along the way but the whole process was really good and went very smoothly. Going with SBS was a good decision and I would definitely recommend their services to anyone in a similar position. Reviewed on: 22nd July 2024

Best rate available,honoured the initial interest ra...

Best rate available,honoured the initial interest rate after rates rises Reviewed on: 9th July 2024

Simple and relatively quick.

Simple and relatively quick. Got us sorted easy enough, and interest rate was okay. Reviewed on: 5th July 2024

Information clear with excellent explanations.

Information clear with excellent explanations. Helpful staff, very easy to deal with and very quick service. Reviewed on: 28th June 2024

Do you have a different Scottish Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Mortgage
from Barclays 3.36 from 88 reviews
Mortgages
from The Mortgage Lender 4.43 from 3 reviews
Mortgage
from Foundation Home Loans 1.00 from 8 reviews

There's still more to see!

Scottish Building Society has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub