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Scottish Building Society: Savings reviews

4.90
Based on 3,241 reviews, last reviewed 20th Mar 2026
18% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Traditional values ... As I already bank with a Scottish Bank, I decided to try the Scottish Building Society. I am not, to date anyway, disappointed with the service. The t... Read more Reviewed on: 20th March 2026
Pinky's avatar
Pinky

Latest lowest rating:

1

Very poor communication and service to members Moving account after drop in interest rate. Delay in contact me on day of maturity so delay in receiving money. Then request copy of my bank statement... Read more Reviewed on: 4th February 2026
JENVY's avatar
JENVY

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

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Scottish Building Society Savings reviews (3241)

Scottish Building Society Branch Review

5
It would be better if you had better savings interest rates. Reviewed on: 1st August 2023

Scottish Building Society Branch Review

5
Interest rates were good but not at the moment. This is why all the money was returned. Reviewed on: 1st August 2023

Scottish Building Society Branch Review

5
Things were straightforward and easy to set-up. In branch, staff were friendly, efficient and knew about products. Reviewed on: 1st August 2023

Scottish Building Society Branch Review

5
Fantastic rate of interest and easy process to apply, and lovely staff. Reviewed on: 1st August 2023

Scottish Building Society Branch Review

5
You could provide a savings app. Reviewed on: 1st August 2023

Scottish Building Society Branch Review

5
Transactions are clear, concise and straightforward. They have a high street presence for those not wishing to carry out online transactions. Interest rates could be better - not very competitive. Reviewed on: 1st August 2023

Scottish Building Society Branch Review

5
It would be good for interest to be paid monthly. Reviewed on: 27th July 2023

Scottish Building Society Branch Review

5
I like Scottish Building Society because it's Scottish, has a good branch in Edinburgh where staff are helpful, and I like the range of options. Reviewed on: 26th July 2023

Scottish Building Society Branch Review

5
A local branch which means the seeing of staff face-to-face. Reviewed on: 26th July 2023

Scottish Building Society Branch Review

4
Online services are fairly good, interest rates were sector leading but have fallen behind over last 5 years. Reviewed on: 26th July 2023

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