Write a review

Newsletter

Go to business site

Scottish Widows: Pension reviews

Name: Pension
Rating: 1.84 (67 reviews)

View other Scottish Widows products

1.84

Based on 67 reviews, last reviewed 21st Oct 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

4 star

3 star

2 star

94%

Latest highest rating:

5

Great customer and digital services Switched all my pensions to my workplace pension with Scottish Widows. Such a smooth process, I was kept well informed throughout. Their app is great,... Read more Reviewed on: 12th January 2022

Latest lowest rating:

1

Scottish widows lost over 38K in one year of my har... Scottish widows lost over 38K in one year of my hard earned pension without consultation or information Reviewed on: 21st October 2025

Read all reviews Write a review

About this product

Scottish Widows offer pension products including combining old pensions, ready-made pensions and self-invested personal pensions (SIPPs).

There’s a Scottish Widows app where you can see and manage your pensions and the website has a range of tools, guides and calculators to help you with your retirement planning.

Scottish Widows pension reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Widows before, you can also leave a review and share your experience.

Review Scottish Widows: Pension now

Help others make smarter decisions by sharing your own experience.

Write a review

Scottish Widows Pension reviews (67)

Great customer and digital services

Switched all my pensions to my workplace pension with Scottish Widows. Such a smooth process, I was kept well informed throughout. Their app is great, showing me what I need to know and providing thorough information on financial wellbeing. Feel like they are going above and beyond to help people help themselves. Reviewed on: 12th January 2022

Great Eco Product

I got pension 25 years ago and it slowly rose in value, with climate change it surged nearly 25% this year. Ethical investing pays. Reviewed on: 9th October 2021

Very poor in all aspects.

I have two pensions. One with Scottish Widows (Clerical Medical), the other with Aviva. In comparison, SW/CM were exceptionally poor on all fronts, when compared with the competition. Over 20 years their investment return was a fraction of others, their record keeping and sharing of investment data is secretive, and suspiciously absent, and now their customer service provides delays and lip service. Mark Radin. Reviewed on: 28th September 2020

Par Excellence

First class customer service, clear honest transactions, future advice and transparency. Options discussed, and a tailor made service to meet your needs. Reviewed on: 4th February 2019

Don't waste your money

Dug meat company don't waste your time or your money with a company which does not invest in its staff or technology. Lloyds banking group try to run this as a bank and do not invest any time or resources into this once successful firm Reviewed on: 17th July 2018

Straight forward

Nice clear website and communications from this company Reviewed on: 5th September 2016

Distressing

I was persuaded by an advisor at Lloyds TSB to start a pension with Scottish Widows. At the time I could barely afford it but it seemed sensible to start saving for my pension. A couple of years later I was horrified to discover that there was now half the money that I had saved in the account. I was upset that money I had struggled to save had been halved. I stopped payments and rang Scottish Widows who told me that there was nothing that I could do about it as it was a risk I took when I took the policy out. In the great scheme of things it was a relatively small amount of money, but money that I could ill afford to lose. Reviewed on: 29th August 2015

Do you have a different Scottish Widows product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Annuity
from Prudential 3.55 from 7 reviews
Self-invested personal pension
from InvestEngine 4.16 from 3 reviews
Pension
from Aviva 2.59 from 218 reviews

Want to see more from Scottish Widows?

Mortgage
from Scottish Widows 4.11 from 3 reviews
ISA
from Scottish Widows 4.10 from 2 reviews
Life Insurance
from Scottish Widows 3.94 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub