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Skipton Building Society: Savings reviews

4.32
Based on 106 reviews, last reviewed 16th Apr 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
16%
See only 3 star reviews
6%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Great service Very good, excellent interest rates,app easy to use , well established building society,been going a long time Reviewed on: 16th April 2026
Stan Ogden's avatar
Stan Ogden

Latest lowest rating:

1

Avoid coercion Coercive wills serious failires ignored by all concerned failing to provide at worse time in life best avoided. Reviewed on: 16th April 2026
Elizabeth Shaw's avatar
Elizabeth Shaw

About this product

Skipton Building Society savings reviews can help you to find out more about life at Skipton Building Society. How easy is it to contact Skipton Building Society? And how friendly are they? Our Skipton Building Society savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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Skipton Building Society Savings reviews (106)

Invaluable when not much choice out there

5
When searching for a way to save for a house 3 years ago, Skipton were one of the few offering lifetime ISAs. They have allowed me to save consistently and securely. Reviewed on: 24th March 2021

The Lifetime ISA is the Gift that Keeps on Giving

5
I have been a Skipton Building Society customer for over 3 years now, and it is without a doubt one of the best decisions I have made in my adult life. The first product I used was the Lifetime ISA. Without this account I would not be the position I am in right now where I can put in offers on properties to buy. The 25% interest applied to any savings is frankly incredible! The fact that savings in a Lifetime ISA can only be withdrawn (without penalty) for a first-time buyer mortgage or retirement has been fantastic as it has allowed me to commitment to saving for my future. Admittedly, without the penalty I may very well have wasted a significant proportion of my savings instead of securing it for my future. I will be forever grateful for this product from Skipton Building Society and I know that it has given me the 'leg up' that I needed towards being able to buy my first home! Reviewed on: 9th July 2020

Interest rates dropped through the floor

3
After being with Skipton for 3 years and the BoE rate drop the rates applied to the isa have dropped steeply. Reviewed on: 27th April 2020

Lifetime isa

5
An excellent product which sees the government reward you for saving by adding to your savings in line with the amount that you save up to a maximum of £4,000.00 per year for a set period of time within prescribed timescale. All money paid out when you reach age 60 years, ideal savings plan to benefit you at retirement. Reviewed on: 9th February 2020

Quit renting

5
Great way to focus on getting money into an account and it costs more to withdraw, provides a focus if saving for something like a first home Reviewed on: 24th January 2020

Lisa

5
A really great experience with Skipton. Fantastic from start to finish and helped me on the journey to owning my own house Reviewed on: 22nd November 2019

Local

4
A few local branches, however interest rates have been decreasing Reviewed on: 22nd November 2019

One of the few products on the market

4
Competitive rate with the other 2 products on the market for Cash LISAS Reviewed on: 15th April 2019

Lifetime Isa for first home

4
One of the few banks to offer a lifetime isa and make it easy to understand through their website. The ISA can be managed online and email notifications let you know when the bonus is being applied. Very good and informative bank making it easy for young professionals to hop onto the property ladder. Reviewed on: 12th January 2019

Great product

5
Great service, easy to use and have recommended to various friends Reviewed on: 9th January 2019

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