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SmartSave: Savings reviews

4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Review of the SmartSave, Savings:

Great value great rate.

5
Whole process was very easy , the rate was excellent would recommend Reviewed on: 6th March 2023

Smart Save does the job !

5
Another new name for savers, but a very easy and clear website with good interest rates, and good support when needed. Reviewed on: 9th February 2024

The right thing.

5
A straight forward and clear explanation of the return I could expect meant a great deal to me. My investment was uncomplicated to access, with a minimum of finance-speak for people like myself who simply glaze over at the first hint of arcane language. The whole experience gave confidence and assurance that I had done the right thing. Reviewed on: 9th February 2024

simple easy to use

5
simple easy to use savings account with very high interest rates, Reviewed on: 8th February 2024

We were so pleased with the interest rate that you w...

5
We were so pleased with the interest rate that you were offering that it was an easy decision to invest with you. Reviewed on: 8th February 2024

Investing money with best rate of interest.

5
I needed somewhere to invest money. This could be away for 12 months. Smartsave gave me the best rate of interest. Reviewed on: 8th February 2024

Everything went very well with no problems

5
Everything went very well with no problems Reviewed on: 8th February 2024

Was easy with a good rate of return

5
Was easy with a good rate of return Reviewed on: 8th February 2024

Lengthy process to change linked account

4
I haven't had to have much contact with SmartSave, but it took far too long to change my linked account details. Much longer than other banks. Reviewed on: 8th February 2024

Good fixed rate savings accounts

5
Not been with Smartsave very long but seems good. Interest rate on savings not too bad! Reviewed on: 7th February 2024

Great interest rate

5
The year flew by with my fixed interest investment and I earned a tidy sum! Reviewed on: 7th February 2024