Smart Money People Logo

SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Straight forward, easy to set up, got the rate I was...

5
Straight forward, easy to set up, got the rate I was told at the end of the term and very easy to withdraw at the end. Reviewed on: 31st January 2024

Easy to apply, great savings rates, easy user interface

5
Easy to apply, great savings rates, easy user interface Reviewed on: 31st January 2024

Very happy

5
Everything has always worked very smoothly. Reviewed on: 31st January 2024

Total satisfaction.

5
The whole process was smooth and unhindered. Very pleased I’d made the decision to use SmartSave: Savings. Reviewed on: 31st January 2024

Easy to set up, communication good.

5
Easy to set up, communication good. Will be reinvesting. Reviewed on: 31st January 2024

Great rate of interest for savings with good conditi...

5
Great rate of interest for savings with good conditions. Easy opening, online account without the fuss and they only send messages when needed. Reviewed on: 31st January 2024

Friendly sevice

5
Good saving rates will investing again this year. 2023 was the first year but I Wii carry out with their serve Reviewed on: 31st January 2024

Easy to use app

5
Download app. easy to setup and use. Easy to browse retailers. Easy to apply bonus vouchers. recommend a friend easy to use. Helps out with my household bills .,......................................... Reviewed on: 31st January 2024

Best saver rate

5
Easy access to the internet site. After a recommendation from Martin Lewis I felt confident to deposit my savings with SmartSave. They offered the top interest rate and it was a short term of one year. Reviewed on: 31st January 2024

Great bank.

5
I was very pleased with the interest rate I was offered for a one year fixed rate. I found dealing with this bank easy and straight forward.i would certainly recommend this bank to friends and family. K.Ringer . Reviewed on: 31st January 2024