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SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

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4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

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About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

No Fuss

Simple ! Easy application process ... looks after my money ... what's not to be positive about Reviewed on: 7th March 2023

Great rates but...

SmartSave offer a fantastic savings rate but alas you can only have one account open at a time. Please increase this. Reviewed on: 7th March 2023

Great service

Very easy to set up and deal with online Reviewed on: 7th March 2023

Simplicity

So quick and easy to set up extremely efficient Reviewed on: 7th March 2023

Market leading interest rate and excellent customer service

After struggling online with other lenders to secure a Fixed Rate Bond due to technical issues at the company end, I came across Smart Save and it proved both straightforward and easy for a numpty like me to set up an account with them Reviewed on: 7th March 2023

I should be getting my first interest next month

It’s definitely where to put your money Reviewed on: 7th March 2023

Save with the best

I have now been with SmartSave for a number of years Reviewed on: 7th March 2023

Great experience and a great saving option

Smart Save has been an excellent savings option for me Reviewed on: 7th March 2023

Easy to set up account

Good rates of interest. Easy to navigate website . Efficient no nonsense account set up. Reviewed on: 7th March 2023

So happy with Smartsave

When we first joined Smartsave in 2021 for a 1 year fixed bond, the savings rate was better than anywhere else. It was so easy to complete the application on line and when the year was up in 2022, we were so pleased we decided to reinvest with Smartsave for another 1 year fixed rate savings which suits us. All done online and very easy to do. The interest rate this time was brilliant and shall look forward to it maturing later this year. Will definitely use Smartsave again. Reviewed on: 7th March 2023

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