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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Good rates snd customer service over a long period o...

5
Good rates snd customer service over a long period of time Reviewed on: 29th January 2024

Top of range rates and very easy to use and very com...

4
Top of range rates and very easy to use and very competitive. APP simple and informative. Reviewed on: 29th January 2024

Best savings

5
I opened a cash is the past year and it is going very well. No issues at all. Reviewed on: 29th January 2024

Great rates and great customer service

5
Great rates and great customer service Reviewed on: 29th January 2024

Easy, seemless, good timely communication

5
Easy, seemless, good timely communication Reviewed on: 29th January 2024

Great interest rates

5
Very simple and efficient processes in opening and renewing accounts, very good and timely communication and great interest rates. Reviewed on: 29th January 2024

I found the information helpful

5
I found the information helpful and the site easy to uses . over all very good. Reviewed on: 29th January 2024

Easy to set up savings account

5
Easy to set up and interest rate was very competitive Reviewed on: 29th January 2024

Easy money

5
Chose smart save as it was the best rate at the time. Very easy to set up and make deposits. Easy to monitor too. Reviewed on: 29th January 2024

Good investment in a changing environment!

5
Easy online access to manage account! Reviewed on: 29th January 2024