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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Efficient, proffesional, no time wasting

5
Efficient, proffesional, no time wasting Reviewed on: 29th January 2024

never invested before but feel I've been very lucky...

5
never invested before but feel I've been very lucky for my first time. The deal was better then any other. Reviewed on: 29th January 2024

Easy saving

4
Easy to sign up, good interest rate Reviewed on: 29th January 2024

Very competitive interest rate.

4
Very competitive interest rate. Haven’t had any need to contact SmartSave as have been saving for less than a year Reviewed on: 29th January 2024

Top savings account

5
Good rates of interest combined with excellent customer service. Reviewed on: 29th January 2024

Easy to deal with.

4
I opened a 1 year fixed % bond. It was easy, all the information was clear and website showed me what was going on at all times. Main reason to chose was competitive interest rate. Reviewed on: 29th January 2024

Excellent interest rate offered compared to others i...

5
Excellent interest rate offered compared to others in the market. Account set up was quick and the clean look of the online app makes viewing and managing the account very easy. Reviewed on: 29th January 2024

Do what they promise

4
I invested and got the return I expected Reviewed on: 29th January 2024

First time saver

5
First came across SmartSave from listings in the I newspaper. Rates were attractive and I decided to invest. Reviewed on: 29th January 2024

Great user experience

5
Very easy savings service, with user friendly website, would recommend to others! Reviewed on: 29th January 2024