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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Simple to set up

4
Simple to set up the account andgood rate of interest Reviewed on: 28th January 2024

Good rates and easy to set up online.

5
Good rates and easy to set up online. Reviewed on: 28th January 2024

Excellent savings rates and easy to navigate website.

5
Excellent savings rates and easy to navigate website. Reviewed on: 28th January 2024

Easy application. Good communications.

5
Easy to apply. Good interest rate. Good communications. Easy to reinvest and prompt repayment of funds not reinvested. Reviewed on: 28th January 2024

Efficient, clear concise website.

4
Efficient, clear concise website. Reviewed on: 28th January 2024

professional service

5
Very professional and friendly service Reviewed on: 28th January 2024

Top rate for savings with many terms to leave money...

5
Top rate for savings with many terms to leave money invested and get better rate. Money saving expert . Congas rated company for best 1 year fix which I have done and are very happy. Reviewed on: 28th January 2024

Good experience

4
We have had a good experience saving with SmartSave Reviewed on: 28th January 2024

Good rate for a 3 year fixed rate saver

5
I have a 3 year fixed rate saver, not the highest rate due to when i invested but still reasonable and at the time was the best rate around Reviewed on: 28th January 2024

Smartmoney for Smart People

5
All excellent - great custmoner servcie from a financialinstitution that really cares. That - plus ever attractive interest rates make for a winner Reviewed on: 28th January 2024