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SmartSave: Savings reviews

4.76
Based on 2,547 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Review of the SmartSave, Savings:

Why use Smartsave

5
Great rate,easy to use and very good communication, keeping me up to date on my investment Reviewed on: 5th March 2024

Great rates.

5
Great rates. Straightforward web-based savings Reviewed on: 9th March 2024

Very competitive rates and easy to open online.

5
Very competitive rates and easy to open online. Reviewed on: 9th March 2024

Good website.

5
Good website. Good communication. Reviewed on: 7th March 2024

Considerate customer care

5
Smartsave offered the best savings rate when I was looking to deposit some money. Then, when within a year, my circumstances had changed quite a lot, I asked to withdraw money even though I had committed myself to a two year deposit. In all my dealing with Smartsave since they have been professional and considerate, responded swiftly and eventually let me withdraw funds, which was very helpful. Reviewed on: 7th March 2024

Smartsave is the smart choice!

5
The process of setting up the account was swift and straightforward. The communication has been effective and access to my financial details has been problem free. Payments have been delivered efficiently and punctually. I would highly recommend Smartsave. Reviewed on: 5th March 2024

Customer friendly.

5
Customer friendly. Best savings rate Reviewed on: 5th March 2024

Fantastic Rates

5
Opened account totally hassle-free. Communication has been excellent. Highly recommend. Reviewed on: 4th March 2024

Excellent products with a good return.

5
Excellent products with a good return. Reviewed on: 3rd March 2024

Great savings rate

5
Easily set up online. Great savings rate. Highly recommend Smartsave. Reviewed on: 2nd March 2024

SmartSaving for Smart&Simple people.

5
I am a customer for last five years. i did not have any problems. very simple to open an account on line, very simple instruction to folow. i am very happy with Smart Savings. Reviewed on: 1st March 2024