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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Very Smart

5
Great products.. simple website. Reviewed on: 27th January 2024

Simple registration and website access.

4
Simple registration and website access. Reviewed on: 27th January 2024

Clear, simple and each to use :)

5
Clear, simple and each to use :) Reviewed on: 27th January 2024

Great Service

5
A smooth, clear and simple service. Providing exactly what is expected. Reviewed on: 27th January 2024

You can only handle customers having one account wit...

1
You can only handle customers having one account with you. How pants is that? Reviewed on: 27th January 2024

Great interest rate on my savings.

5
Great interest rate on my savings. So good that I have renewed it for another year! Reviewed on: 27th January 2024

Easy to navigate and helpful information.

5
Easy to navigate and helpful information. Reviewed on: 27th January 2024

Easy to operate account, with competitive interest r...

5
Easy to operate account, with competitive interest rates. Reviewed on: 27th January 2024

Smart Save accounts are very simple to set up, log i...

5
Smart Save accounts are very simple to set up, log into and use compared to other online accounts that I have used. Reviewed on: 27th January 2024

Site easy to use and good rate of return

5
Site easy to use and good rate of return Reviewed on: 27th January 2024