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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Online Saving Option

5
Easy to navigate the site to find the saving solution that you need. Generally clear guidelines and full information readily available to resolve queries. Reviewed on: 27th January 2024

Review by GW

5
1 yr fix savings account at high interest recommended by money saving expert. East set up but was slightly apprehensive about bank transferring soo much money, but it seems to have not been a problem. Reviewed on: 27th January 2024

I have been very happy with the interest rate SmartS...

5
I have been very happy with the interest rate SmartSave has provided over the last year, and I look forward to reinvesting my funds into a new account, with an even better rate, also which the rate seems to be better than other providers I have banked with previously! Thank you Reviewed on: 27th January 2024

Just easy to set up the account .

4
Just easy to set up the account . Reviewed on: 27th January 2024

Highly rated

4
Good communication of staff. Competitive rates. Reviewed on: 27th January 2024

Access issues - good and bad

4
The account was super easy to set up, easy to access, but less easy to get statements acceptable to other financial and legal institutions. Reviewed on: 27th January 2024

Easy Investing

5
Ever so simple to invest.Good rate of return. Reviewed on: 27th January 2024

Happy Customer.

5
So easy to manage the Account, could ask for nothing more. A seamless transition at the end of the fixed period with all of the options fully explained Reviewed on: 27th January 2024

Excellent savings rates.

5
Excellent savings rates. Easily created on-line account. Reviewed on: 27th January 2024

Great interest on a one year fixed.

5
Great interest on a one year fixed. The best on the market when I took it out Reviewed on: 27th January 2024