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SmartSave: Savings reviews

4.77
Based on 2,547 reviews, last reviewed 13th Jun 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Competitive rates, great service Have only used the online service but it is easy and efficient. Reviewed on: 13th June 2025
Margaret Barnes's avatar
Margaret Barnes

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2547)

Review of the SmartSave, Savings:

First time using this bank, simple & easy to use

5
First time using this bank, simple & easy to understand online process to set up fixed saver - good rate too. Before savings matured sent an email with various options, chose for savings to be returned to my bank account. Many other banks automatically send it into an easy-access account which holds things up. Would definitely use this bank again and highly recommend. Reviewed on: 28th February 2024

I have saved money with smart save and had no issues.

4
I have saved money with smart save and had no issues. Reviewed on: 23rd February 2024

SmartSave makes saving easy

5
It's easy to open a new account with SmartSave and they offer good interest rates on savings. Reviewed on: 22nd February 2024

Great savings!

5
Smartsave is a smart way to save! Reviewed on: 21st February 2024

Simple & Easy

5
I opened an account with Smartsave a while ago. It was easy to do. I haven't been bombarded with texts/emails since that time, and only recently to inform me of the anniversary of my investment. Reviewed on: 21st February 2024

Satisfied customer

5
Everything was very easy to use, and i was informed when important things were happening Reviewed on: 21st February 2024

Fantastic service

5
Competitive rates, easy to navigate, hassle-free, great communication and informative. Reviewed on: 21st February 2024

SMART SAVE GAVE THE BEST RATE OF RETURN I COULD FIND.

5
SMART SAVE GAVE THE BEST RATE OF RETURN I COULD FIND. IT WAS EASY TO OPEN AN ACCOUNT AND THEY HAVE KEPT ME UP TO DATE WITH ACCOUNT BUSINESS Reviewed on: 21st February 2024

Great thanks very much.

5
Great thanks very much. Great to have my money somewhere safe where it’s working hard for me! Reviewed on: 20th February 2024

Simple intuitive application process with market lea...

4
Simple intuitive application process with market leading returns Reviewed on: 20th February 2024

Communications

4
I could do with easier visibility and more communication re my account. Reviewed on: 19th February 2024