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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Great interest rates, intuitive website, thank you!

5
Great interest rates, intuitive website, thank you! Reviewed on: 26th January 2024

Ease of opening and managing account

1
Ease of opening and managing account Reviewed on: 26th January 2024

No nonsense savings.

5
Smart Save have provided me with a no nonsense online savings account with a very god interest rate. Easy set up and an annual statement with no other unnecessary contact or sales pitch which is all I want from a savings account. Reviewed on: 26th January 2024

Good interest rates.

4
Good interest rates. Customer service sometimes reply. Technology out dated. Reviewed on: 26th January 2024

SmartSave make investing easy

5
SmartSave make investing easy, pay the best rates, and are very reassurring, you need that when investing large sums online. Reviewed on: 26th January 2024

Good competitive rates and an easy negotiated site

3
Good competitive rates and an easy negotiated site Reviewed on: 26th January 2024

Superb service excellent savings

5
Superb service excellent savings Reviewed on: 26th January 2024

Some greater rates to be had.

4
Some greater rates to be had. Smooth process. Reviewed on: 26th January 2024

Quick and efficient and no fuss.

5
Quick and efficient and no fuss. I ahve experienced no problems using them Reviewed on: 26th January 2024

Smart way to save

5
Best rate at the time and easy to set up. Reviewed on: 26th January 2024