Write a review

Go to business site

SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

View other SmartSave products

4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

Read all reviews See your review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Simple, safe & secure

Very simple to save as once you have transferred your money to the fixed rate bond you just wait for it to mature. Reviewed on: 26th January 2024

Great service

Easy to set up, excellent rates provided for my savings Reviewed on: 26th January 2024

There's a wrong time to invest . . . . .

Unfortunately invested just before the rates started rising but was locked in for 2 years at the low rate. That's just the way it goes, not SmartSave's fault at all. Reviewed on: 26th January 2024

Sensitive Service above and beyond

Not only do they offer good deals but they treated me as a person. My husband died and had investments with SmartSave. They went above and beyond any other bank I had to deal with. They even phoned me when everything was complete yo make sure u was ok. Reviewed on: 26th January 2024

Nothing more to add xxxxxxxxxxxxxx

Nothing more to add xxxxxxxxxxxxxx Reviewed on: 26th January 2024

So good Sarah far cannot say any more

So good Sarah far cannot say any more Reviewed on: 26th January 2024

Investing with smart save was very easy and straight...

Investing with smart save was very easy and straightforward , with online help all the way . Also I think the smart save account is great value for money with all the security you need . Reviewed on: 26th January 2024

Great experience with Smartsave!

Good online experience with a great one year fixed rate savings account. Straight forward to open account, good security and no problem getting money was matured. Reviewed on: 26th January 2024

Good rate of interest, kept informed by email.

Good rate of interest, kept informed by email. Reviewed on: 26th January 2024

The Art of Smart Money

All great - service and interest rates. An excellent organisation in all respects Reviewed on: 26th January 2024

Alternative products

Savings Account
from DF Capital 3.29 from 7 reviews
Personal Savings
from United Trust Bank 4.90 from 1326 reviews
E-Volve Savings Notice Account
from RCI Bank 4.86 from 219 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub