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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

The very best savings provider!

5
It was easy to set up my account online, communication with Smart Save was excellent and their customer service is unbeatable. They have competitive interest rates too! I would highly recommend. Reviewed on: 26th January 2024

At time best rate available, only drawback money loc...

3
At time best rate available, only drawback money locked away Reviewed on: 26th January 2024

Easy to set up and pay out website easy to...

4
Easy to set up and pay out website easy to navigate Reviewed on: 26th January 2024

Always informative.

5
Always informative. Easy to negotiate the website. Reviewed on: 26th January 2024

Very easy to set up savings account good savings rate

5
Very easy to set up savings account good savings rate Reviewed on: 26th January 2024

Takes the hassle out of savings interest.

5
Takes the hassle out of savings interest. Easy to understand and manage your account. Clear communication throughout from first investment, annual reviews to payments of interest. Reviewed on: 26th January 2024

Customer service is excellent.

5
Customer service is excellent. Staff are always very helpful on the phone. They are very patient talking me through my query’s. Reviewed on: 26th January 2024

Have savings account got interest rate

5
Have savings account got interest rate Reviewed on: 26th January 2024

Easy to open account-could do this on line

5
Easy to open account-could do this on line Reviewed on: 26th January 2024

Simple and easy to use.

5
Simple and easy to use. Great products Reviewed on: 26th January 2024