Write a review

Go to business site

SmartSave: Savings reviews

Name: Savings
Rating: 4.77 (2549 reviews)

View other SmartSave products

4.77

Based on 2,549 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

15%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024

Read all reviews See your review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

Great provider

very competitive products and straightforward to sign up and manage my account Reviewed on: 26th January 2024

I have a savings account with smart Save which was e...

I have a savings account with smart Save which was easy to set up. Info was clear too Reviewed on: 26th January 2024

Easy To Use and Good Interest Rate

I found it very easy to set up my savings account. The account gives a good rate of interest. Reviewed on: 26th January 2024

Start with Smart

Really easy to save I have had no issues. Yearly update that’s fine with me. Gives a sense of well being knowing my money is tucked away safely.Wealth and wellbeing are important so. So yeah peace of mind. It’s my first experience of starting to lock away some money. Gksd I did. Reviewed on: 26th January 2024

Super simple

Very easy to open an account. Never had any problems or reason to contact customer service. I like that it’s all online and decisions are instant. Reviewed on: 26th January 2024

Easy to apply and set up.

Easy to apply and set up. Could be more interest as bit low now to others Reviewed on: 26th January 2024

easy to understand online service, smooth transactions

easy to understand online service, smooth transactions Reviewed on: 26th January 2024

good rate and easy to invest! Just what I wanted

good rate a nd easy to invest. Great! Reviewed on: 26th January 2024

Everything is easy and straightforward

Everything is easy and straightforward Reviewed on: 26th January 2024

Good service and a competitive rate

Good service and a competitive rate for my savings. Transfer of funds at the start and end of the fixed term was straightforward and quick. Reviewed on: 26th January 2024

Alternative products

Savings
from Gatehouse Bank 3.77 from 14 reviews
Savings
from Bank of China (UK) 5.00 from 2 reviews
eSaver (discontinued)
from Nottingham Building Society 4.76 from 63 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub