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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

It was a bit tricky to use as I forgot a step, but t...

5
It was a bit tricky to use as I forgot a step, but that's User error. Reviewed on: 26th January 2024

client focassed bank.

5
Easy to understand. Clear and definitive instructions. Reviewed on: 26th January 2024

Smart save a very good save

5
Very well organised company very informative with all information Reviewed on: 26th January 2024

Easy to use and great bank

5
Good service, competitive interest rates and an easy to use website. Reviewed on: 26th January 2024

Good communications and trustworthy

5
Good communications and trustworthy Reviewed on: 26th January 2024

It’s been easy and has good interest rates.

5
It’s been easy and has good interest rates. Reviewed on: 26th January 2024

Very quick response, and question fully answered.

5
Very quick response, and question fully answered. Reviewed on: 26th January 2024

Very easy to deal with,decent rates

5
Very easy to deal with,decent rates Reviewed on: 26th January 2024

Quick set up on line , customer service good online

5
Quick set up on line , customer service good online Reviewed on: 26th January 2024

So easy to use and a great rate of interest

5
So easy to use and a great rate of interest. I'd recommend SmartSave, as it provides a convenient and simple way of getting one of the best rates available. Reviewed on: 26th January 2024