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Smile Bank: Current Account reviews

3.82
Based on 104 reviews, last reviewed 5th Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
56%
See only 4 star reviews
19%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
21%

Latest highest rating:

5

Secure Online portal . Online portal works perfectly, feels secure. Reviewed on: 5th April 2025
theRichK's avatar
theRichK

Latest lowest rating:

1

Failing to provide an adequate service have been a customer for almost 25 years, and service now seems to be at the worst level in all of that time. Anything more than a nominal payment wit... Read more Reviewed on: 19th March 2024
Jonathan Bainbridge's avatar
Jonathan Bainbridge

About this product

Smile Bank is an ethical online bank. Its Current Account doesn’t charge a monthly fee and is available for individuals and as a joint account. Every Smile Current Account comes with a £500 overdraft. Applicants must be eligible for the overdraft to open the account.

Considering opening an account with Smile Bank? Find out what existing customers have to say first. Discover the ins and outs of the account by reading the Smile Current Account reviews on Smart Money People.

Find out more about the sign-up process for this online bank. Learn how long customers have had their accounts with Smile Bank and how satisfied they are with the Current Account. Find out the pros and cons of the account and what people think of the bank’s customer service team. Make an informed decision about your new account by reading our Smile Bank Current Account reviews.

If you have a Current Account with Smile Bank, take a moment to share your experience with others. Tell us how long you’ve had your account open and whether this is your main bank account. What is your favourite feature of the account and is there anything that you feel could be improved? Have you encountered any issues with the account, and if so, how well were they resolved? Would you recommend the account to your family and friends? Whether good or bad, write an honest Smile Bank Current Account review today. Together, we can help others like you make better financial decisions.

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Smile Bank Current Account reviews (104)

Wonderful

5
Have been with Smile for over 15 years and cannot fault them. They are fast, very helpful and any issues I have have been dealt with wonderfully, cannot recommend them enough A+++++. Reviewed on: 18th February 2016

Very good- any minor issues get resolved very quickly

5
Very good- any minor issues get resolved very quickly. Good comms from their customer service, very very happy Reviewed on: 17th February 2016

Kept me smiling

5
Excellent service. Fast responses! Reviewed on: 15th February 2016

No fuss, no hassle, just my money

5
You can't go wrong with this bank. It's online but if you should ever need to pay in a cheque or speak to someone then you can pop in to any Co-operative branch. Have had my account for about 15 years now and all I can do is praise this service. Available online 24 hours a day, 7 days a week. If you send an instant message then you get a response within 24 hours. Easy to use, hassle free, If you need a reliable bank then this is the one. Reviewed on: 12th February 2016

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